These Terms of Service (“Terms”) govern your use of the Lumina AI mobile application, the Lumina Core platform, the MSA CORE website and all related services (the “Services”) provided by MSA CORE LLC, a Wyoming, United States limited liability company. By downloading, installing, accessing or using the Services you agree to these Terms.
1. Eligibility
You must be at least 18 years old and able to enter into a binding contract under applicable law. The Services are not directed to children.
2. Nature of the Services
Lumina AI is a decision-support and behavioral analysis application for traders. It provides informational content, market structure visualization, behavioral telemetry and decision-hierarchy summaries.
Lumina AI is not a brokerage, not an investment adviser, not a portfolio manager, not a buy/sell instruction service, and does not execute trades. Lumina AI does not connect to any broker, exchange, or trading account. No content inside the application constitutes investment advice, financial advice, tax advice, legal advice, or a recommendation to buy or sell any financial instrument.
3. User Responsibility
You are solely responsible for any trading or investment decisions you make. You acknowledge that:
- Trading and investing involve substantial risk, including the possible loss of all invested capital.
- Past performance is not indicative of future results.
- Any decision to enter, modify or exit a position is made at your own discretion and risk.
- You will consult a licensed financial advisor before making investment decisions if you require professional advice.
4. Account and Security
You are responsible for keeping your account credentials confidential and for all activity under your account. Notify us immediately at [email protected] of any unauthorized access.
5. Subscriptions and Billing
Some features require a paid subscription. Subscriptions auto-renew unless canceled before the renewal date through the relevant app store (Apple App Store or Google Play). Refunds are handled according to the policies of the app store from which the purchase was made.
6. Acceptable Use
You agree not to:
- Reverse engineer, decompile, or attempt to extract the source code of the Services.
- Use the Services to violate any law or third-party right.
- Resell, redistribute, scrape or republish content from the Services without written permission.
- Interfere with or disrupt the integrity or performance of the Services.
7. Intellectual Property
The Services, including all software, design, branding, trademarks, content and behavioral models, are owned by MSA CORE LLC or its licensors and are protected by intellectual property laws. You receive a limited, non-exclusive, non-transferable license to use the Services for personal, non-commercial purposes.
8. Third-Party Data
Market data, news and external content shown in the Services may be provided by third parties. We do not guarantee the accuracy, timeliness or completeness of such data.
9. Disclaimer of Warranties
The Services are provided “as is” and “as available”, without warranty of any kind, express or implied, including merchantability, fitness for a particular purpose, accuracy, and non-infringement. We do not warrant that the Services will be uninterrupted, error-free, or that any decision-support output will be profitable or correct.
10. Limitation of Liability
To the maximum extent permitted by law, MSA CORE LLC and its affiliates, officers, employees and partners shall not be liable for any indirect, incidental, special, consequential or punitive damages, or for any loss of profits, revenue, data, trading capital or goodwill, arising from or relating to your use of the Services. Our aggregate liability for any claim arising out of these Terms shall not exceed the greater of (a) the amount you paid to us in the 12 months preceding the claim or (b) USD 50.
11. Indemnification
You agree to indemnify and hold MSA CORE LLC harmless from any claim, loss or expense arising from your use of the Services or your breach of these Terms.
12. Termination
We may suspend or terminate your access at any time if you violate these Terms or if required by law. You may stop using the Services at any time and request account deletion via [email protected].
13. Governing Law
These Terms are governed by the laws of the State of Wyoming, United States, without regard to conflict-of-law principles. Disputes shall be resolved in the courts located in Wyoming, except where mandatory consumer protection law in your jurisdiction requires otherwise.
14. Changes
We may update these Terms from time to time. The “Effective” date reflects the latest version. Continued use of the Services after changes constitutes acceptance.
15. Contact
MSA CORE LLC · Wyoming, USA · [email protected]
CONTACT
MSA CORE LLC · Wyoming, United States · [email protected]