Risk Disclaimer

Neither Lumina AI, Lumina Core nor any other service provided by MSA CORE LLC is a buy/sell application, an investment-advice service, or a trading-instruction platform. They are decision-support, behavioral verification and behavioral analysis surfaces designed to help users organise information they already use. This Risk Disclaimer explains the nature and limits of the Services provided by MSA CORE LLC across the entire ecosystem (including, but not limited to, MSA CORE infrastructure, Lumina Core and the Lumina AI mobile application).

1. No Investment Advice

Nothing inside Lumina AI, Lumina Core, on the MSA CORE website, or in any related communication constitutes investment advice, financial advice, tax advice, legal advice or a personal recommendation. The content is for informational and educational purposes only and is not tailored to your individual financial situation, objectives or risk tolerance.

2. No Trading Instructions or Execution Directions

The Services do not issue trading instructions, price predictions, or execution-related recommendations. Outputs such as “score”, “main decision”, “risk”, “structure”, “momentum”, “context state” or any behavioral verification output are analytical and informational visualisations, not instructions to trade. They do not guarantee any market direction or outcome.

3. No Order Execution

The Services do not connect to any broker, exchange or trading account. They cannot place, modify or cancel any order on your behalf. Any trading action you take occurs in a third-party platform of your own choosing, under your own credentials and at your own responsibility.

4. No Guarantee of Accuracy or Profit

Market data, behavioral analytics and decision-support information shown in the Services may be delayed, incomplete or incorrect. Past performance is not indicative of future results. We make no representation or warranty that the use of the Services will result in profits or avoid losses.

5. Risk of Loss

Trading and investing in financial instruments — including but not limited to equities, derivatives, foreign exchange and crypto-assets — involve substantial risk and can result in the loss of all invested capital and additional losses beyond the invested amount. You should not trade with money you cannot afford to lose.

6. User Responsibility

All legal, financial and operational responsibility for any decision or action taken on the basis of information provided through the Services rests entirely with the user. You acknowledge that you are solely responsible for evaluating the merits and risks of any investment decision and, where appropriate, for seeking advice from a licensed professional.

7. No Fiduciary Relationship

Use of the Services does not create a fiduciary, advisory, brokerage or agency relationship between you and MSA CORE LLC. We are not registered as an investment adviser, broker-dealer, futures commission merchant or in any other regulated financial capacity in any jurisdiction, and we do not act in such capacity through the Services.

8. Jurisdictional Restrictions

The Services are not directed to any person in a jurisdiction where their use would be contrary to local law or regulation. It is your responsibility to ensure that your use of the Services is lawful where you reside.

9. Limitation of Liability

To the maximum extent permitted by applicable law, MSA CORE LLC and its affiliates, officers, employees and partners disclaim all liability for any direct, indirect, incidental, consequential or punitive loss or damage — including loss of capital, lost profits, missed opportunities, data loss, or business interruption — arising from or related to the use of, or inability to use, the Services.

10. Acknowledgement

By installing or using Lumina AI, by accessing Lumina Core, or by otherwise using any service provided by MSA CORE LLC, you confirm that you have read, understood and accepted this Risk Disclaimer in full.

11. Contact

MSA CORE LLC · Wyoming, USA · [email protected]